People can have mental capacity for some things, but not others. For example, a person may be able to handle day-to-day spending but couldn’t invest a lump sum.
Also, mental capacity can come and go. Someone with a severe mental health condition might go through periods when they can’t make decisions, but have full mental capacity the rest of the time
Act quickly Don’t wait to set up a power of attorney. This is because it can only be done when the person can still make their own decisions
This means mental capacity has to be judged carefully on a decision-by-decision basis.
Every service user has the right to manage his or her own financial affairs unless the service user lacks the legal capacity to do so.